Terms & Conditions


Last updated: 19/05/2017

Terms and Conditions ("Terms"). Please read these Terms and Conditions ("Terms", "Terms and Conditions") carefully before using the www.mytradingpal.com website (the "Service") operated by My Trading Pal ("us", "we", or "our"). Your access to and the use of the Service is conditioned on your acceptance of your compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service. By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the Terms then you should not access our website or purchase the Service.

1Prohibited Uses
You may not use the Site, Application or Services for illegal or unlawful or malicious activities, or for activities that we deem improper for any reason whatsoever in our sole judgment, including, without limitation, the laundering of proceeds of any unlawful activity, the financing of terrorism, the commission of fraud or market manipulation, the harassing or making disparaging comments to any user of the Site or Application. We reserve the right to take preventative or corrective actions to protect ourselves and our users. Your use of the Site, the Application and Services is conditioned in part on your compliance with the rules of conduct provided herein, and your failure to comply may result in termination of your access to and use of the Site, the Application and Services and liability for damages caused by your noncompliance. In addition to the foregoing, while using the Site, you may not; (a) impersonate any person or entity, falsely state or otherwise misrepresent your affiliation with any person or entity, or use or provide any fraudulent, misleading or inaccurate information; (b) defame, abuse, harass, stalk, intimidate, bully, threaten or otherwise violate the rights of others, including without limitation others’ privacy rights or rights of publicity; (c) access or use (or attempt to access or use) another user’s account without permission, or solicit another user’s login information; (d) transmit any software or materials that contain any viruses, worms, trojan horses, defects, or other items of a destructive nature; (e) modify, adapt, sublicense, translate, sell, reverse engineer, decompile or disassemble any portion of the Site, Application or Services; (f) “frame” or “mirror” any portion of the Site, Application or Services; (g) use any robot, spider, site search/retrieval application or other manual or automatic device or process to retrieve, index, “data mine” or in any way reproduce or circumvent the navigational structure or presentation of the Site, Application or Services; (h) harvest or collect information about or from other users of the Site, Application or Services; (i) use the Site, Application or Services for any illegal activity; (j) probe, scan or test the vulnerability of the Site or Application, nor breach the security or authentication measures on the Site or Application or take any action that imposes an unreasonable or disproportionately large load on the infrastructure of the Site or Application, such as a denial of service attack; (k) send or otherwise post unauthorized commercial communications (such as spam); (l) engage in unlawful multi-level marketing, such as a pyramid scheme; (m) post content that is hateful, threatening or pornographic, incites violence, or contains nudity or graphic or gratuitous violence; (n) access or use any portion of the Content if you are a direct or indirect competitor of the Company, or provide, disclose or transmit any portion of the Content to any direct or indirect competitor of the Company; (o) use or distribute any Content, including Content that has been verified or confirmed by you or anyone else, to directly or indirectly create or contribute to the development of any database or product; or (p) facilitate or encourage any violations of this Section.
2Limitation of liability
Neither My Trading Pal nor any third parties associated with the Us provide any warranty or guarantee as to the accuracy, performance, completeness or suitability of the information and materials found or offered on this website or smart phone app (both on iPhone and Android devices) for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law. All information on this site is provided to you on an “as is” and “with all faults” and “as available” basis, without warranties of any kind, either expressed or implied, including, but not limited to, the implied warranties of merchantability and fitness for a particular purpose, non-infringement, or other violations of rights. My Trading Pal does not endorse, warrant or make any representations regarding the validity or reliability of, or the results of the use of, or otherwise respecting, the materials on this site or any sites linked to this site.

The Services may be subject to limitations, delays, and other problems inherent in the use of the Internet, mobile devices and electronic communications. We are not responsible for any delays, delivery failures or other damages resulting from such problems. We do not guarantee the Site, the Application or Services will be operable at all times. We reserve the right to do any of the following, at any time, without notice: (1) to modify, suspend or terminate operation of or access to the Site, Application and Services, or any portion of the Site or Application; (2) to modify or change the Site, Application or Services, or any portion of the Site, Application or Services, and any applicable policies or terms (except as described in the Privacy Policy); and (3) to interrupt the operation of the Site, Application and/or provision of Services, or any portion of the Site, Application or Services, as necessary to perform routine or non-routine maintenance, error correction, or other changes.

3Usage
If you access financial or other information on our site in order to make an investment decision or other decision with respect to our company or our products and services, you should seek additional information, including professional advice that would be required for you to make a sound, well-informed and reasonable decision. Investing in financial instruments involves a high degree of risk and may not be suitable for all investors. My Trading Pal and its representatives are not financial advisors. we hold no responsibility on how you use the information and/or the service we provide.

My Trading Pal will not be liable for any damages of any kind arising from the use or the inability to use this site, including but not limited to direct, indirect, special, incidental or consequential damages, loss of profit, operation time, goodwill, contracts, revenues or anticipated savings arising out of or in relation to the use of this site even if My Trading Pal or one of our representatives has been advised of the possibility of such damages. Under no circumstance will My Trading Pal be liable for any loss or damage caused by a user’s reliance on information obtained through this site.

4Limitation of Remedies
In no event shall the company be liable for any direct, indirect, punitive, incidental, special, consequential damages or any damages whatsoever including, without limitation, damages for loss of use, data or profits, arising out of or in any way connected with the use or performance of the site, application or their respective content, with the delay or inability to access or use the site, the application or related services, the provision of or failure to provide services, or for any content, software, products and services made available or obtained through the site, the application or their respective content, or otherwise arising out of the use or access of the site, use of the application or use of the services, whether based on contract, tort, negligence, strict liability or otherwise, even if the company has been advised of the possibility of damages. Any services or content made available or obtained through the use of the site or the application, and all other use of the site or application, is done at your own discretion and risk and you will be solely responsible for any damage to your computer system or loss of data that results therefrom.

If you are dissatisfied with any portion of the site, the application or their respective content, or with any of these terms of use, your sole and exclusive remedy is to discontinue using the site and uninstall the application.

5Copyright and trademark notice
All content, including but not limited to trademarks and taglines identifying us or our affiliates, graphics, images, content, button icons, and service names are solely our property, that of our operating companies or others. All content on this site is protected by national and international copyright laws and treaties. Other than browsing and using the site for its intended purpose, you may not in any way duplicate, distribute, modify, remove, delete, add to, publish, transmit, or in any way exploit any of the content of this site, in part or in whole, except when expressly authorised in writing by My Trading Pal. You expressly understand and agree that any material and/or information downloaded or otherwise obtained through the use of the service is done at your own discretion and risk and that you will be solely responsible for any action you take upon receiving our service or using our website.
6Third-party websites
Our Service and website may contain links to third-party web sites or services that are not owned or controlled by us. My Trading Pal has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that My Trading Pal shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services. We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.

Your reliance upon the information available on the Site or Application or located through utilization of the Services and your interactions with third users identified through the Services is SOLELY AT YOUR OWN RISK. Your interactions with other users or advertisers, including payment and delivery of goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and the other person or entity, and you agree that we will not be responsible for any loss or damage incurred as the result of any such dealings or with respect to any other person’s or entity’s use or disclosure of your personally identifiable information. If there is a dispute between you and any third party, we are under no obligation to become involved, and you agree that you will manage any such dispute or disagreement directly, and that you will not make any claims against us with respect to products or services purchased through your use of the Services.

7Risk Disclosure
All investments involve risk, including the risk of losing money. Past performance does not guarantee future results or returns. Before investing, consider your investment objectives, financial resources, experience, risk factors, and My Trading Pal membership fees. Some Investment outcomes and projections presented in the App are hypothetical in nature. Additionally, videos and multimedia provided are for informational and educational purposes only. We hold no liability on how you use the information provided in this App and our service. Use My Trading Pal at your own risk. We make no guarantees of both the accuracy or future success of our service.
8Auto Investing (Section in app)
Your 'points' and value of your account can either go up or down on a weekly or monthly basis. This is dependent on the market conditions, our system performance and your app usage. If you decide to cancel or terminate your My Trading Pal membership regardless if it was Premium Access, Premium+ Access or Annual+ Access, your entire Auto Investing Rewards account will be terminated effective immediately. You will lose any and all points. Please ensure you redeem and use all your points before deciding to cancel your membership to the app. Past performance does not guarantee future results or returns. Use the Auto Investing feature at your own risk. We hold no responsibility for any losses on your account. We make no guarantees of any future returns or success the Auto Investing feature can bring you.
9Payment
All subscriptions and access to the App are monthly (unless subscribed to the annual plan) and are re-occurring payments collected once per calendar month (or once per calendar year if subscribed to the annual plan). Payment is taken on the same day as initially signed up once per month (or per year if subscribed to the annual plan). This is considered a billing period. Re-occurring payments will continue to run indefinitely until we are notified of a cancellation request before the current billing period has concluded. If we are notified of a cancellation request too late or after a billing period has passed and a new billing period has commenced, you will not be entitled to any refunds. It is solely your own responsibility to check your renewal date and keep track of future payments. Renewal dates are shown on the main menu page inside the app. Please ask the team if you have any questions or concerns.
10Refunds Policy
We do not issue refunds for any part of our service once the order/payment form both through the website or through the smart phone App (both on iPhone and Android devices) is confirmed. Any and all charges made for any products, our services and sections of the App such as the My Trading Pal Membership, Private Coaching, Auto Investing Rewards or any other add-ons; have a zero refunds policy. Once any charge has been made, we will not issue any refunds for any reason that you may have. We recommend contacting us for assistance if you experience any issues. If you decide to cancel your membership, please do so before the calendar month has completed and your next billing period is due. If you decide to cancel after you have already been charged, we will not issue any refunds of any kind. You are able to see when the renewal date is due inside the App. Please contact us if you have any questions about when your auto renewal is due or how it works.
11Cancellation
If you decide to cancel your subscription to My Trading Pal, please do so before the month has concluded and the next payment is due. If you decide to cancel after you have been charged for the following month's subscription you would not be entitled to any refunds both in part or in full. You are able to cancel your subscription at any time. As soon as you let us know, we will stop any reoccurring charges following onto the next calendar month. Your access to the App will continue until the original renewal date. Once the renewal date has arrived, your account will be terminated and access will be restricted. If you decide to cancel your membership and you have an Auto Investing Rewards account open, this account will be terminated effective immediately and if the account had any points on it - this will be cleared. You will not be able to redeem any points or value from the Auto Investing Rewards account after you have cancelled your subscription. This applies even if you have additional time left before the renewal date and your membership account termination. As soon as you state you would like to cancel your subscription to My Trading Pal - the Auto Investor Rewards account will be terminated. This process cannot be reversed if you decide to stop the cancellation.
12Termination
We reserve the right to restrict or terminate your access to the site, the application and their respective content or any feature or part thereof at any time. If you download the application or any content from this site, you do so at your own discretion and risk. You will be solely responsible for any damage to your computer system or mobile device or loss of data that results from the download of any such content. We will notify you of the suspension to the service and provide a reason behind why such a decision was made.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

13Governing Law
These Terms shall be governed and construed in accordance with the laws of United Kingdom, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service.
14Changes
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 15 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.
15Contact Us
If you have any questions about these Terms, please contact us at: support@mytradingpal.com.